VA Loans

We Offer 0% Down Payment Home Loans for Veterans

The U.S. Department of Veterans Affairs (VA) guarantees VA loans meant for eligible service members, veterans, and their spouses. Proceeds from a VA loan may be used to buy a home, renovate your existing home, or refinance your existing mortgage. Getting a cash-out refinance loan is also an option. If you qualify, benefits of the VA loan include having no down payment and a low-interest rate.

At DreamMaker Funding, we understand the unique requirements of service members and their families, and we go that extra mile to make sure they can make the most of the benefits they have rightfully earned.

The Department of Veterans Affairs (VA) does not provide VA loans, it only guarantees them. In addition, it sets guidelines covering aspects such as eligibility and maximum loan amounts that lenders need to follow.

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VA Loan Benefits

Competitive interest rates
No need to make any down payment
No private mortgage insurance (PMI) requirement
Cap on closing costs
Sellers may choose to pay closing costs
No pre-payment penalties
No penalties for making additional payments
Can take over someone else’s VA loan, and vice versa
Foreclosure avoidance assistance

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If you are eligible for a VA loan and are looking for a mortgage to purchase a home or wish to refinance your existing mortgage, you may count on our licensed mortgage originators to provide suitable solutions.

If you’re unsure about how to get your certificate of eligibility (COE), our licensed mortgage originators can provide the required information.

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Your Dream of Owning a Home

Could Be Just a VA Loan Away

Guide for First-Time Homebuyers

If you plan to buy a home but don’t know how to go about the process, consider going through our in-depth guide for first-time homebuyers.